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Just Listed! 7480 Kentridge Pl Southeast Port Orchard, WA 98367
August 27th, 2008 1:37 PM
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$274,000.00
7480 Kentridge Pl Southeast

Port Orchard, WA 98367



Beds: 3.0 Rooms: 3
Baths: 2.00 Sq. Ft.: 1348.00
Garage: 2.0 Built: 1986
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
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Posted by Joana Hoover on August 27th, 2008 1:37 PMPost a Comment (0)

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Just Listed! 6314 156 St Northwest NW Street Gig Harbor, WA 98332
August 21st, 2008 8:38 PM
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$149,000.00
6314 156 St Northwest NW Street

Gig Harbor, WA 98332



Beds: 2.0 Rooms: 2
Baths: 1.00 Sq. Ft.: 0
Garage: 0 Built: 0
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 21st, 2008 8:38 PMPost a Comment (0)

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Selling a Home with Septic? READ THIS!!!
August 14th, 2008 4:00 PM

Just One More Thing the Momentum Group Can Do For You! We Will Make Sure It Gets Done Right-Thanks for the Tips Ted!

 A BRIEF REVIEW OF 

Onsite Sewage System Inspection Requirements for Property Conveyances in Kitsap County

Effective September 1, 2008

 

 (By Ted Benson, Senior Account Manager,  LandAmerica Transnation Title, Certified Real Estate Instructor - Environmental Issues, RE Law & Marketing)

 

 

Kitsap County Board of Health Ordinance 2008-1, Section 13D (pg 69), requires property owners with septic systems to apply to the Health District for an “Evaluation of Onsite Sewage System for Property Ownership Conveyance” when selling the property. The Health District wants to help make compliance with State and local ordinance as easy as possible therefore this requirement will be EFFECTIVE FOR ALL PROPERTIES WITH SEPTIC SYSTEMS THAT ARE LISTED ON SEPT 1, 2008 AND THEREAFTER.

 

THE STEPS:

 

1. Gather Information:

 

     Determine if records of the septic system are on file at the Health District office. If no records exist owner must provide a “Record of Construction” see Section 12C.3 (page56). A certified septic designer may be employed to produce a “Record of Construction” however Section 13.D.3.a) does not require a designer to prepare the “Record of Construction” ---it only requires that whoever does it meets the site plan requirements (e.g. draw to scale, show property lines, structures, utilities, OSS components, etc). The site plan requirements are contained on the Health District’s web site under “Applications and Forms” and in “Policy #2”. (Ted’s Tip-To minimize potential future liability extreme care should be taken to insure accuracy of the “Record of Construction” if it is not prepared by a professional septic designer.) 

 

         Complete the “Evaluation…” application form. (Forms are expected to be available week of August 11th.)

 

  • Make check for the “Evaluation…” application payable to the Kitsap County Health District. (KCHD). Initially the fee will be $202.

 

  • Obtain a copy of the septic tank inspection report from a certified septic pumping company that has been done within the last 3 years. If the owner does not have the report or the tank hasn’t been pumped or inspected within the last 3 years the owner will need to consider employing a certified septic inspecting/pumping company to have this done. (See note below regarding frequency of inspections that are required for “Alternative” type of septic systems)

 

  • Obtain evidence of any and all corrections or repairs that the septic pumping company’s inspection noted needing attention, correction or repair.

 

2. Submit to the Health District Office : (Health Dist .will not “hold” applications for pump reports or other items required for application. To avoid delays and extra costs have all these items together and submit along with the “Evaluation…” application. )

  • The completed “Evaluation…” application.
  • Check for the fee
  • Septic pumping company’s inspection report
  • Evidence of completed repairs and corrections. 
  • Remember if the Health District does not have any records on file a “Record of Construction” will be required.

Ted’s Tip! Submit early before anticipated closing date to have time to address any additional issues if necessary. The Health District recommends submitting this before or immediately after the property is listed… “Playing the time game in anticipation of a closing date seems to fail more often than not.”  

 

3. Then… the Health District Inspector will pull a copy of the records (if any) on file, conduct the site inspection, and issue the “Evaluation…” report within 7 business days. (If violations exist and an Order to Correct is issued corrections must be made. Re-application may be made for an amended report after legal corrections have been completed. Health Dist. will not “hold” the final report for issues to be resolved.) (Fee for amended report not yet determined, by the H. District as of 29 July 2008)

 

REMINDER- Additional requirements for Alternative Systems:

Alternative type septic systems must be under contract with a certified operations and maintenance contractor. The annual report must be on file with the Health District and any corrections or repairs disclosed by the annual inspection report must be completed prior to submitting the “Evaluation …” application to the Health District office. (Reminder: Alternative Septic Systems are all those septic systems that are not conventional gravity or pump to gravity type of systems.)

 

(“Ted’s Tips” is by Ted Benson, Senior Account Manager,  LandAmerica Transnation Title, Certified Real Estate Instructor -Environmental Issues, RE Law & Marketing)

The above information is a brief overview of just some of the requirements under the local health district ordinances and requirements for onsite sewage disposal systems. No liability is assumed for inaccuracies or reliance thereon. For further information and details consult with a health district official in the On Site program division and review the ordinance 2008-1 http://www.kitsapcountyhealth.com/environmenta_health/onsite/docs/KCBOHO2008-01.pdf

 Ted would be happy to help you obtain septic records and preliminary title commitments for your listings or discuss the new ordinance with you. Please feel free to call him- Ted Benson, LandAmerica Transnation Title 360-731-9806

                           

 

Copyright 2008 Ted Benson All Rights Reserved. Permission to reprint granted provided this credit is given.

 


Posted by Joana Hoover on August 14th, 2008 4:00 PMPost a Comment (0)

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Just Listed! 1209 Beach Dr E Port Orchard, WA 98366
August 11th, 2008 3:43 PM
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$449,900.00
1209 Beach Dr E

Port Orchard, WA 98366



Beds: 4.0 Rooms: 4
Baths: 2.00 Sq. Ft.: 1752.00
Garage: 2.0 Built: 1978
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 11th, 2008 3:43 PMPost a Comment (0)

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Just Listed! 2790 Youwood Way Port Orchard, WA 98367
August 11th, 2008 2:44 PM
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$369,000.00
2790 Youwood Way

Port Orchard, WA 98367



Beds: 4.0 Rooms: 4
Baths: 2.00 Sq. Ft.: 2752.00
Garage: 2.0 Built: 2005
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 11th, 2008 2:44 PMPost a Comment (0)

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Just Listed! 4735 Westminster Dr Southeast Port Orchard, WA 98366
August 11th, 2008 12:19 PM
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$235,000.00
4735 Westminster Dr Southeast

Port Orchard, WA 98366



Beds: 3.0 Rooms: 3
Baths: 2.00 Sq. Ft.: 1556.00
Garage: 2.0 Built: 1980
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 11th, 2008 12:19 PMPost a Comment (0)

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Just Listed! 1530 Corbet Dr Bremerton, WA 98312
August 11th, 2008 11:25 AM
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$169,000.00
1530 Corbet Dr

Bremerton, WA 98312



Beds: 3.0 Rooms: 3
Baths: 1.00 Sq. Ft.: 1015.00
Garage: 0 Built: 1940
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 11th, 2008 11:25 AMPost a Comment (0)

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Just Listed! 21611 East State Route 3 Belfair, WA 98528
August 11th, 2008 11:18 AM
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$165,000.00
21611 East State Route 3

Belfair, WA 98528



Beds: 3.0 Rooms: 3
Baths: 2.00 Sq. Ft.: 1056.00
Garage: 0 Built: 2003
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Joana Hoover
Remax Town and Country
877.257.8143
www.kitsapmomentum.com



 
  Visit this listing at Here

Posted by Joana Hoover on August 11th, 2008 11:18 AMPost a Comment (0)

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Is this A Good Time to Buy a Home in Washington State? For Many It Certainly Is!
July 28th, 2008 8:14 PM

y Scott Jarvis, Washington State Director of the Department of Financial Institutions

“The oldest and strongest emotion in mankind is fear.” - H.P. Lovecraft

If you watch only national news of financial turmoil and declining housing prices you may fear now is not the time to buy a home.   While that may be the case in other states, it’s not an accurate picture of the market in Washington. Washington State has a unique set of positive economic variables that sets us apart from much of the country.   

As the financial regulator responsible for overseeing the financial safety and soundness of our state-chartered banks and credit unions, the Department of Financial Institutions stays in close touch with local real estate market conditions.   This message is prompted by that “local knowledge” and a concern that the true nature of the Washington State real estate market has been lost among the national headlines.

Is it a great time for everyone in Washington to buy a home?   No .   However, we can truthfully say this may be a great time for you to buy.

There may be at this time an historic opportunity to buy in Washington State.   There are many reasons for optimism.

Long-term mortgage rates are in historically low ranges and, contrary to what you may think, our state’s banks, credit unions, consumer loan companies and mortgage brokers have money available for buyers with reasonably good credit.

Also, Congress acted to expand a number of home loan programs.   Washington’s financial institutions have a strong presence in your communities and have excellent financing options for home buyers, including great programs for first time homebuyers. With the addition of expanded FHA guidelines, they can meet a variety of different borrower needs.

Additionally, there is a good selection of new and existing homes available on the market right now.   Reports of plummeting home values are almost always coming from markets far from Washington State. Here, home values are generally stable, experiencing only modest fluctuations up or down over the past year.

Perhaps the most important factor to consider is the reality that the Washington State economy continues to outperform the national economy.   

If you want to buy a home, expect to live in the home for at least three years. If the only reason you are hesitating to buy the home you want in Washington State is an expectation that you are likely to get the same home for considerably less money if you wait a few months, you may want to reconsider.   Very few of us are lucky enough to pick the bottom of a stock market downturn — and that also holds true for the housing market.

For many buyers looking for that perfect home NOW may be the time to buy and be comfortable in your new home.   Depending on your personal financial situation, this could be an opportune time to contact a Washington State REALTOR®, or home builder to help you find that perfect home and a Washington State financial institution or mortgage broker to assist with your financing.

There are many resources available to assist you with your decision.   The Washington State Department of Financial institutions, the Washington State Housing Finance Commission, our state’s financial institutions, mortgage brokers, REALTORS®, and your local home builders association are among the organizations providing valuable information to assist you with your home purchase decision.

Free State of Washington-sponsored pre-purchase counseling is available to Washington residents thinking of buying a home or considering refinancing.   To speak with a counselor, call the Washington Homeownership Information Hotline at 1.877.894.HOME (1.877.894.4663) or find a participating counselor near you at www.homeownership.wa.gov.   You can also visit http://www.dfi.wa.gov/consumers/homeownership/ and http://www.wshfc.org/   to educate yourself about mortgages and homeownership and find links to other homebuyer resources.

It’s a great time to buy a home in Washington State!


Posted by Joana Hoover on July 28th, 2008 8:14 PMPost a Comment (0)

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Four Tax Code Changes That Can Save You Thousands!
July 22nd, 2008 10:01 AM

2008 has been a volatile year in terms of mortgages and tax law changes. Following are four mid-year tax changes that you need to know to save your clients thousands of dollars.*

1. You can elect to write off double the previous maximum allowable -- up to $250,000 of equipment - in this year rather than depreciating over time.

2. Increase business mileage reimbursement to 58 cents starting July 1 2008.

3. You can write off up to 25,000 of the business use of a Sport Utility Vehicle plus bonus depreciation on new SUVs.

  1. You can now put up to $56,000 in a profit sharing account, and an extra $5,000 if you are age 50 or older.

Individual situations can vary so consult your CPA to determine the impact on your tax return.


Posted by Joana Hoover on July 22nd, 2008 10:01 AMPost a Comment (0)

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